Key figures

Focus on key figures
as of 31/12/2020

Balance sheet and income statement: 7th largest French bank by the size of its balance sheet

EUR77billion

Balance sheet assets
as of 12/31/2020

EUR58.3billion

The SFIL group’s outstanding bonds
as of 12/31/2020

EUR44million

Net Income
for the 2020 fiscal year

Ratios that illustrate the solide performance

344

Permanent contract employees
Present as of 12/31/2020

63.1%

Operating coefficient*
2020 Fiscal year

2.6%

ROE
2020 Fiscal year

29.4%

Ratio CET1
Since 01/01/2021
vs 7.75% required by the ECB (SREP)

193%

LCR
As of 12/31/2020 vs 100%
required by the ECB

* On the basis og the recurring NBI.

Focus on our activites

Financing the local public sector

  • Since the launch of the business,
    total production of EUR 35 billion
  • Average amount EUR 2.1 million
  • Average maturity 17.9 years and loans up to 30 years
  • Since 2013 : 7,200 borrowers of which 3, 800 municipalities of less than 5,000 inhabitants
  • leading funder of hospitals
    (319 public hospitals)

 

Export credit

  • Market share over 40% since 2017
  • 15 transactions representing more than EUR 15 billion in contracts
  • 10 recipient exporters on 4 continents
  • 16 partner banks

Bond issues

An exceptional funding capacity

THE GROUP’S BOND ISSUES SINCE 2013

EUR 7.2 billion

SFIL group’s bond issues
2020

Last update 06/04/2021