Key figures

Focus on key figures
as of 31/12/2019

Balance sheet and income statement: 7th largest French bank by the size of its balance sheet

EUR75billion

Balance sheet assets
as of 12/31/2019

EUR57billion

The SFIL group’s outstanding bonds
as of 12/31/2019

EUR50million

Net Income
for the 2019 fiscal year

Moderate profitability, excellent solvency and liquidity

340

Permanent contract employees
Present as of 12/31/2019

65.3%

Operating coefficient*
2019 Fiscal yea

3.1%

ROE
2019 Fiscal year

24.4%

Ratio CET1
Since 01/01/2020
vs 7.99% required by the ECB (SREP)

1,804%

LCR
As of 12/31/2019 vs 100%
required by the ECB

* On non-recurring income.

Focus on our activites

Financing the local public sector

  • Since the launch of the business,
    total production of EUR 29.5 billion
  • Average amount EUR 2 million
  • Average maturity 18 years and loans up to 30 years
  • Since 2013 : 6,800 borrowersof which 3, 500 municipalities of less than 5,000 inhabitants
  • leading funder of hospitals
    (295 public hospitals)

EUR 5,7 billion

New loans to the local public sector
in 2019

 

DISTRIBUTION OF LOANS TO THE LPS IN 2019

Export credit

  • Since the launch of the business, total production of EUR 8.1billion
  • 14 transactions representing more than EUR 14 billion in contracts
  • 10 recipient exporters on 4 continents
  • 25 partner banks

EUR 1,0 billion

Export loan refinancing
in 2019

 

DISTRIBUTION OF EXPORT CREDIT LOANS

Bond issues

An exceptional funding capacity

THE GROUP’S BOND ISSUES SINCE 2013

EUR 6,1 billion

SFIL group’s bond issues
2019