Key figures

Focus on key figures
as of 12/31/2021

Balance sheet and income statement: 7th largest French bank by the size of its balance sheet

EUR75billion

Balance sheet assets
as of 12/31/2021

EUR61.6billion

The SFIL group’s outstanding bonds
as of 12/31/2021

EUR76million

Net Income
for the 2021 fiscal year

Ratios that illustrate the solide performance

335

Permanent contract employees
Present as of 12/31/2021

51.8%

Operating coefficient*
2021 Fiscal year

4.5%

ROE
2021 Fiscal year

34.6%

Ratio CET1
Since 01/01/2021
vs 7.75% required by the ECB (SREP)

949%

LCR
As of 12/31/2021 vs 100%
required by the ECB

120%

NSFR

At 12/31/2021

* On the basis og the recurring NBI.

Focus on our activites

Financing the local public sector

  • Since the launch of the business,
    total production of EUR 40 billion
  • Average amount EUR 2.1 million
  • Average maturity 18.1 years and loans up to 30 years
  • Since 2013 : 7,800 borrowers of which 4, 200 municipalities of less than 5,000 inhabitants
  • leading funder of hospitals
    (329 public hospitals)

 

Export credit

  • Market share over 40% since 2017
  • 20 transactions representing more than EUR 20 billion in contracts
  • 10 recipient exporters on 4 continents
  • 18 partner banks

Bond issues

An exceptional funding capacity

THE GROUP’S BOND ISSUES SINCE 2013

EUR 8.2 billion

SFIL group’s bond issues
2021

Last update 04/04/2022