Sfil, your trusted partner for long-term financing of local authority related projects.

Sfil, your trusted partner for long-term financing of local authority related projects.

Local authorities and their groupings, we can support you in your financing needs.

We support local authorities with tailored, sustainable and secure financing

Tailored to the needs of each local authority, our loans support sustainable investment projects, while guaranteeing transparency and financial security.

Adaptability : Our financing solution is tailored to the specific characteristics and size of each local authority and each project.

Commitment : We provide local authorities with dedicated financing to help them pursue their ecological transition and social cohesion objectives.

Impact : We offer dedicated financing for sustainable and social projects, with earmarked loans financed by green and social bonds issued on the financial markets.

Our solution

Maturity

up to 40 years, ideal for long-term infrastructure or development projects.

Amounts

from 40,000 euros to several hundred million euros, to meet the needs of all local authorities, whatever their size.

Indexation

simple, with a fixed rate or a variable rate.

Our solutions are distributed by our partners

Our loans are available thanks to our leading banking partners : La Banque Postale and Banque des Territoires.

Find out more about our partnerships

Explore our financing solutions

We support public actors with financing solutions tailored to their needs, promoting structuring and sustainable projects. Find out more about our loans designed to meet the needs of local and regional authorities.

Green loans
Social loans
Non-thematic loans

For local authorities

A financing solution designed to support local authority projects to promote energy transition, the protection of natural resources and sustainable development.

For local authorities

A financing solution designed to support local projects in favour of social and territorial cohesion.

For local authorities

Global financing designed to meet the needs of your investment projects.

Projects financed by Sfil: that's what matters

Discover all the projects funded by Sfil

What matters in figures

1 st provider of financing solutions for local authorities and public hospitals with its partners Banque des Territoires and La Banque Postale

54 billion € of financing granted to the local public sector over the last 10 years.

9 out of 10 municipalities with more than 10,000 inhabitants supported by Sfil.

Follow-up on your loan over time

Dedicated contacts to manage your contract.

Answers tailored to your situation.

Access to key information about your contract at any time via a customer area.

Already a client? Access your account here
My digiSfil space

To find out more

SFIL
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3 min

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Sfil and its banking partners: a shared mission to support the development of France

  • Banking expertise
  • Support for local authorities
CAFFIL
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< 1 min

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Strong success for Caffil fourth issue of the year and first social bond issue dedicated to financing social investments by local authorities

  • Local authorities
  • Press releases
SFIL
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2 min

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Strong success for Sfil group’s first social bond dedicated to financing social investments by local authorities

  • Local authorities
  • Press releases
See more news

Contact us

Olivier Grimberg Director of the local public sector olivier.grimberg@sfil.fr
Isabelle Drouvillé CSR and Middle Office Manager isabelle.drouville@sfil.fr