We finance what matters, at the very heart of our regions.

Our financing solution is tailored to the specific characteristics and size of each local authority and public health institution.

We provide loans from 40,000 euros up to several hundred million euros.

We provide long-term financing tailored to major projects: loans with maturities of up to 40 years, in line with the amortisation periods for public facilities

We provide local authorities with funding dedicated to helping them achieve the ecological transition and social cohesion.

We grant green and social loans, earmarked for these investments. They are financed by green, social and sustainable bonds issued on the financial markets.

Rigorous financial analysis of local authorities and public hospitals, their solvency, in particular their revenues (local taxes, government grants), their expenditure (salaries, investments, etc.), and their ability to honour their debts.

Identification of climatic and environmental risks: for example, the potential impact of natural disasters (floods, droughts) on the local authorities we finance.

Excellent financial terms, backed by public guarantees.​

Robust financial security through our active market presence: our position, supported by substantial transaction volumes, ensures a strong capacity to raise funds.​

Our borrowers benefit from straightforward financing options, offering amortizing loans in euros, available at fixed or variable rates.​

Institutional stability: as an entity of Caisse des Dépôts, mandated by the French Republic, our credibility with investors is reinforced.