Legal terms and conditions

You are connected on to the website which is published by Société de Financement Local (Sfil).

Société de Financement Local (Sfil) is a French public limited company (“société anonyme”) with a Board of Directors authorized as a bank by the French Prudential Supervision and Resolution Authority (Autorité de contrôle prudentiel et de résolution).

French public limited company with capital of €130,000,150
Paris Trade and Companies Registry number 428 782 585
Registered office:
Immeuble Biome
112-114 avenue Émile Zola 75015 Paris
Tél. : +33 (0)1 73 28 90 90

Publication Manager: Philippe Mills, CEO

Website hosting is provided by OVH :
SAS with capital of 10 069 020 €
RCS Lille Métropole 424 761 419 00045
APE code : 2620Z
VAT N° : FR 22 424 761 419
Head office : 2 rue Kellermann – 59100 Roubaix – France
Tel : 05 22 26 00 86

The technical management of the site is ensured by:
Baï-Bao – 67 rue Saint-Jacques – 75005 Paris.
Email :
Tel.: 06 43 35 68 76

Access and use conditions
The user of this site acknowledges having the skills and means necessary to access and use this site.
The site is a presentation site which aims to provide information on Sfil. The information contained in this website is for information purposes only and entails no legal commitment or contractual agreement on the part of Sfil which, moreover, reserves the right to change the characteristics thereof at any time without prior notice. Sfil cannot guarantee that changes of this information are not made by a third party (intrusion, virus). Moreover, Sfil declines all direct or indirect liability in case of delay, error or omission as to the contents of these pages and the use thereof by any person or in case of interruption or unavailability of the service.
No commercial use may be made of any data, or parts of any data, presented on this website without the prior written permission of Sfil.

Intellectual property
The presentation and contents (drawings, photographs, images, text, animated sequences with or without sound and other documentation) of this website constitute works protected by the applicable laws on intellectual property.  Any reproduction and / or representation, partial or complete, without the prior written consent of Sfil is prohibited in accordance with article L.713-2 of the code of intellectual property.
The company name Sfil and the Sfil logo are registered trademarks. Any reproduction, use and/or modification thereof without the prior written permission of Sfil is prohibited and may constitute infringement of said trademarks.

External hyperlinks
Sfil may not be held liable for any links from the website to external websites, with respect to the contents of such websites as well as technical risks. By agreeing to use a hyperlink to access an external website, the user agrees to assume any subsequent risks and sustain any direct or indirect harm.
Sfil is not responsible for any hyperlinks that direct users to its website and prohibits the creation of such links without its prior written permission.

Users of the website are informed that when accessing the services of the website at , information may be temporarily stored in memory or on their hard drive. Users of the website acknowledge having been informed and accept this practice. The cookie use and management policy is available under the “Privacy & Cookies Policy” tab

Website design : agence Baï-Bao – 67 rue Saint-Jacques – 75005 Paris –

Last update 05/07/2023