We finance what matters, at the core of sustainable transition

Every day, we invest our resources in an integrated approach to foster sustainable development objectives through positive-impact projects.

Successfully achieving our ecological transition while strengthening our country’s social and territorial cohesion requires major, long-term investment, made possible by very long-term financing.

Thanks to our unique model, we break free from the constraints of traditional banks by offering loans with very long maturities, up to 40 years.

Sfil, committed to achieving the Sustainable Development Goals

As a member of the Global Compact, a public and private body dedicated to tackling the world’s major environmental, social and governance challenges, we align our strategy with the 10 principles of the Global Compact and the United Nations’ 17 Sustainable Development Goals (SDGs).
Our progress in achieving these commitments is monitored using key performance indicators (KPIs), which are disclosed annually as part of our sustainability reporting.

Sfil, participant of the Global Compact

Our commitments

We integrate sustainable development challenges into every aspect of our activity, from the conception of our loans to the assessment of our risks, including our internal policies. We have formulated 10 commitments around 4 strategic areas, in line with our purpose and the strategic priorities of the Caisse des Dépôts group.

Thematic loans: a financing solution for your sustainable and social investment projects

Sfil proposes two types of loans for local authorities to support projects favouring the ecological transition of regions and social cohesion: green loans and social loans.

The loans intended for these investments are financed by green, social and sustainable bonds issued on the financial markets.

Projects financed by Sfil: that's what matters !

Discover all the projects funded by Sfil

Our green, social and sustainable sustainability bonds

These thematic bonds are issued on the financial markets and allow us to meet investors’ demand while capitalizing on the growing importance of green and social projects. Sfil is a major player in green public sector bonds on the European market. Between 2019 and 2024, our five green bond transactions financed closed to 900 green projects carried out by the French public sector, totalling more than EUR 3 billion.

Find out more about our thematic bonds

Extra-financial ratings

Rating agency	Sustainalytics	MSCI	ISS ESG
Score	8.3 – Negligible	AA	C+ Prime Caffil only

Towards a low-carbon economy

Sustainable development challenges are at the heart of our strategic plan. To this end, we have made a commitment to our stakeholders to gradually align our portfolios with trajectories that are compatible with the Paris Agreement. This commitment is reflected in the following targets for 2030 :

Local public sector

Fossil fuels

Electricity production

Reduce by 40% the carbon footprint of our financing.

No new project financing in the coal, oil and gas sectors.

Financing only of low-carbon or carbon-reducing projects in country of destination

Our sustainable commitments in numbers

33 % green, social and sustainable bonds in financing

€ 12 billions social lending target by 2024-2030

€ 17.5 billions for the Ecological & Energy transition in 2024-2030

≥ 6 % target of 6% RQTH employees (Recognition of Disabled Worker Status) by 2030

Our action is aligned with the Caisse des Dépôts Group’s sustainable policies

As a subsidiary of the Caisse des Dépôts Group, we are aligned with its strategic priorities and sustainable policies. Being part of a major public institution with high sustainability ambitions strengthens our willingness and ability to contribute to the economic growth as well as to social and territorial cohesion.

Consult Caisse des Dépôts‘ sustainability vision.