2025

Deontology and ethics

Ethics in everyday life means:

  • Comply with laws and regulations
  • Respect people: this respect requires preventing any form of discrimination or moral or sexual harassment, promoting equality, diversity and gender balance, and ensuring the protection of the personal data of Employees and business relations.
  • Non-discrimination is an obligation.
  • Respect commitments to society and its environment.

With the Code of Ethics and Professional Conduct updated in 2020, Sfil clearly and uncompromisingly reaffirms the imperatives of ethics and integrity that concern all of the bank’s employees.

An appendix to the Internal Regulations, the Code is the foundation of the system for preventing the risk of regulatory non-compliance. It establishes the rules of conduct applicable both within Sfil and externally (to customers, suppliers, service providers, investors and financial markets, etc.) and more generally to society as a whole. It is designed to guide and help Sfil employees make decisions in accordance with the law and ethical rules within the framework of their activities and thus spread a culture of compliance.

In particular, Sfil has set up a system for the prevention and management of conflicts of interest, designed to identify, assess, manage, mitigate or prevent potential or proven conflicts of interest within Sfil or in relation to external persons that could have an adverse impact on the exercise of their duties and responsibilities. The system has been tailored to the size, organization and activities of Sfil. It is based on seven complementary elements: the appointment of a compliance officer, a framework for conflicts of interest, training for employees, an organization based on the principle of information protection, the establishment of ethical guidelines and rules of good conduct aimed at preserving the independence of employees, specific provisions for Sfil’s corporate officers and the remuneration policy.

Training and awareness-raising

Continuous training and awareness-raising among employees and managers regarding compliance with ethical rules and Confomité control procedures, particularly with regard to AML-CFT and the fight against corruption, in the performance of their duties, are essential for Sfil.

Useful documents:

Code of Ethics and Professional Conduct 2020

Sfil
pdf – 707.46 Ko