Sfil published its annual financial report 2025

Sfil published its annual financial report 2025. It highlights record results and a robust funding model. Discover the key financial indicators and future outlook.

A year marked by robust results

Despite an uncertain economic environment, Sfil confirmed its resilience in 2025 with a record net income of €96m. For the third consecutive year, the Group injected nearly €9bn into the French economy, actively supporting local public-sector entities and exports. Its role as a public development bank remains essential in supporting local communities and strengthening the competitiveness of French companies.

Strategic investments: sovereignty and international standing

2025 was a very strong year for export credit activity, reaffirming Sfil’s leading role in supporting sovereignty. Sfil completed four major transactions in 2025, totaling €3.6bn, including the financing of the Sizewell C nuclear power plant in the United Kingdom. This flagship project illustrates the company’s commitment to supporting the energy sector and its international expansion. Since 2015, Sfil has surpassed €20bn in export financing, including strong momentum in the defense sector—a strategic lever, particularly in the face of geopolitical tensions.

Local public sector: a key pillar

Sfil’s historic business line to finance the local public sector also remained strong. In 2025, the amount of financing granted to local authorities reached €5.3bn, the second-highest level since the Group was created. Today, this financing is essential to shaping local life and supporting communities in their capacity to act. Ecological transition is a major focus for Sfil and local authorities: in 2025, 36% of the loans granted were green or social.

“ Looking back on 2025, I feel both pride and a strong sense of responsibility: pride in the results achieved, and responsibility in light of the strategic role the bank plays in financing the economy and supporting territories. ”

Philippe Mills

Chief Executive Officer