Sfil, transformation in action
Since our creation as a public development bank in 2013, our guiding principle has been regional development.
Our mission is to finance investments that are essential for France.
The public sector and French exporters face several challenges: reindustrialisation of the territory, financing of the transition, cohesion of the territories, equal access to hospital care and management of change.
As a subsidiary of the Caisse des Dépôts group, our recognised expertise lies in our ability to raise funds from long-term European and international investors. We offer borrowers attractive conditions, including in the long term, with exemplary risk management.
Find out how we finance what matters most
Our economic model
Our economic model is based on three activities for which we are market leaders.
Our Governance
Sfil is organised around a General Management team, a Board of Directors, an Executive Committee, an Appointments Committee, a Remuneration Committee, an Accounts Committee and a Risk and Internal Control Committee.
A word from our CEO
“
Our privilieged access to financial markets, our strong leadership in local public sector financing with our banking partners and the power of the Caisse des Dépôts group, as well as our key role in the export credit ecosystem, make Sfil a key player.
We have been able to maintain this momentum with determination, reiterating for several years the importance of directing our financing towards investments in the future. This is fully in line with our vision: financing a sustainable tomorrow. More than just a financing provider, we are a vanguard, committed to driving the transformation of our regions. ”
Philippe Mills
CEO
What matters in figures
N° 1 in the local public sector financing sector with our partners Banque des Territoires and La Banque Postale
A total of € 73 billion financed representing 2.5% of French GDP
€ 8.8 billion issued in green and social bonds
2013 creation of Sfil
The savoir faire and expertise of our teams make Sfil a regularly award-winning solution.
-
Best Covered Bond Investor Relations Team
2025
-
Best Covered Bond Issuer
2025
-
European Deal of the Year
2024
-
Best ESG Covered Bond Issuer
2024
-
Editor’s Award
2023
-
Best Social Bond – Asset Based & Covered Bonds
2022
-
Best Euro Issuer
2021
-
Best Covered Bond
2021
-
Most impressive FI Funding Strategy during Covid Pandemic
2020
-
Best Euro Issuer
2020
-
Best green, social or sustainability deal
2020
-
Best ESG Issuer
2019
-
Best Social Bond
2019
-
Most Impressive Social or Sustainability Issuer
2019
-
Best Covered Bond Private Placement
2018
-
Best Euro Issuer
2016
Sfil a member of the EAPB
(European Association of Public Banks)
EAPB represents more than 90 European financial institutions. Its members are national and regional development banks, municipal financing agencies and public commercial banks across Europe.
EAPB represents their interests and raises awareness of the specificities of their operations among European institutions, professional organisations and the general public. It also facilitates the exchange of good practices among its members.
