Key figures

Focus on key figures
as of 12/31/2022

Balance sheet and income statement: 9th largest French bank by the size of its balance sheet

EUR66.6billion

Balance sheet assets
as of 12/31/2022

EUR65.6billion

The Sfil group’s outstanding bonds
as of 12/31/2022

EUR86million

Net Income
for the 2022 fiscal year

Ratios that illustrate the solide performance

335

Permanent contract employees
Present as of 12/31/2022

...
54%

Operating coefficient*
2022 Fiscal year

...
5.0%

ROE
2022 Fiscal year

...
40.3%

Ratio CET1
At 12/31/2022

161%

LCR
At 12/31/2022

119%

NSFR

At 12/31/2022

* On the basis og the recurring NBI.

Focus on our activites

Financing the local public sector

  • Since the launch of the business,
    total production of EUR 44 billion
  • Average amount EUR 2.1 million
  • Average maturity 20 years and loans up to 40 years
  • Since 2013 : 11,514 borrowers of which more than a half are municipalities of less than 5,000 inhabitants
  • leading lender of hospitals and medico-social sector
    (865 borrowers)

 

Export credit

  • Market share over 40% since 2017
  • 22 transactions representing more than EUR 21 billion in contracts
  • 11 recipient exporters on 4 continents

Bond issues

An exceptional funding capacity

THE GROUP’S BOND ISSUES SINCE 2013

English version coming soon

EUR 6.4 billion

Sfil group’s bond issues
2022



Last update 03/04/2023