SFIL Annual financial report 2018

2 I Report on corporate governance 56 SFIL Annual Financial Report 2018 Pascal Cardineaud Principal function: Head of Mediation at SFIL Born on August 12, 1961 – French Dates of beginning and end of mandate: April 24, 2018 – 2022 Date of initial mandate: April 24, 2013 Biographical data • Master's degree in Sciences and Financial and Accounting Techniques (DECF and MSTCF) •  Certified Director of companies IFA-Sciences PO •  1986-1990: clerk at currency desk and equities and derivatives trader •  1990-1992 back office operator for various markets at La Compagnie Financière Edmond de Rothschild Banque •  1992-1994: Head of back office markets and depositary at Caisse Centrale du Crédit Mutuel •  1997-2001: Financial Engineer, asset manager at Dexia CLF Banque •  2001-2012: Head of Client Relations at Dexia Crédit Local •  2013-2016: Head of Financial Engineering at SFIL •  Since 2016: Head of Mediation at SFIL Business address: SFIL 1‑3, rue du Passeur de Boulogne 92130 Issy-les-Moulineaux Mandates and functions •  SFIL, Head of Mediation •  SFIL, member of the Board of Directors, member of the Governance and Appointments Committee and member of the Compensation Committee (until April 23, 2018) Attendance at Board of Directors’ meetings* 100% Attendance at Governance and Appointments Committee meetings** 100% Attendance at Compensation Committee meetings* 100% * Re-elected or appointed in fiscal year 2018 ** Term of office ended in fiscal year 2018 Lorraine Coudel (until April 23, 2018) Principal function: Head of Purchasing at SFIL Born on December 1, 1959 – French Dates of beginning and end of mandate: April 24, 2013 – April 23, 2018 Date of initial mandate: April 24, 2013 Biographical data •  Graduate degree (DESS) in Finance •  Agronomic engineer (ENSAR) – Masters in Agri-business (INA Paris-Grignon) •  1983-1987: Chargée d’affaires at INODEV then at ANVAR •  1987-1991: General Secretary, ASSURECO •  1991-1997: Management Controller at Crédit Local de France •  1997-2002: General Secretary of a regional division, Dexia Crédit Local •  2002-2010: various functions, Human Resources, Dexia Crédit Local •  2011-2013: Head of Resources, Dexia Crédit Local •  Since 2013: Head of Purchasing at SFIL Business address: SFIL 1‑3, rue du Passeur de Boulogne 92130 Issy-les-Moulineaux Mandates and functions •  SFIL, Head of Purchasing •  SFIL, member of the Board of Directors (until April 23, 2018) Attendance at Board of Directors’ meetings* 100% * Term of office ended in fiscal year 2018 Marion Domalain (since April 24, 2018) Principal function: Modeling Analyst in the Internal Models department of SFIL's Risks division Born on June 13, 1979 – French Dates of beginning and end of mandate: April 24, 2018 – 2022 Date of initial mandate: April 24, 2018 Biographical data •  Economic sciences degree •  Industrial and international economics master’s degree •  DESS/master’s degree in public policy evaluation and financial analysis of local authorities •  2004-2007: Finance Director at Poiré-sur-Vie municipality •  2007-2013: Customer Manager at Dexia •  2013-2018: Senior Credit Analyst in SFIL's Risks division •  Since July 2018: Modeling Analyst in the Internal Models department of SFIL’s Risks division Business address: SFIL 1‑3, rue du Passeur de Boulogne 92130 Issy-les-Moulineaux Mandates and functions •  SFIL, Senior Credit Analyst in the Risks division (until June 2018), Modeling Analyst in the Internal Models department of the Risks division (since July 2018) •  SFIL, member of the Board of Directors (since April 24, 2018), member of the Governance and Appointments Committee (since June 14, 2018) Attendance at Board of Directors’ meetings* 100% Attendance at Governance and Appointments Committee meetings* 100% * Elected or appointed in fiscal year 2018