SFIL Annual financial report 2018

113 Annual Financial Report 2018 SFIL Management report Report on corporate governance Consolidated financial statements in accordance with IFRS Annual financial statements in accordance with French GAAP Shareholders’ Meeting of May 29, 2019 General information Annual financial statements in accordance with French GAAP Assets as of December 31, 2018 EUR millions Note 12/31/2017 12/31/2018 Central banks 2.1 853 656 Government and public securities 2.2 124 123 Loans and advances to banks 2.3 4,827 4,945 Loans and advances to customers 2.4 204 1,037 Bonds and other fixed income securities 2.5 616 1,312 Equities and other variable income securities - - Investments in non-consolidated companies and other long-term investments 0 - Investments in consolidated companies 2.6 35 35 Intangible assets 2.7 29 33 Property and equipment 2.8 6 6 Other assets 2.9 2,380 2,157 Accruals and other assets 2.10 574 612 TOTAL ASSETS 2.11 9,648 10,916 Liabilities as of December 31, 2018 EUR millions Note 12/31/2017 12/31/2018 Central banks - - Due to banks 3.1 4,799 3,829 Customer borrowings and deposits - - Debt securities 3.2 3,460 5,612 Other liabilities 3.3 613 745 Accruals and other liabilities 3.4 627 534 Provisions 3.5 5 8 Equity 3.6 144 188 Subscribed capital 130 130 Additional paid-in capital - - Reserves and retained earnings (16) 14 Net income 30 44 TOTAL LIABILITIES 3.7 9,648 10,916